Finding Casino

샌즈카지노
A handful of casinos have sadly made use of insanely higher wagering limits on cryptocurrency bets to deceive their patrons. You may possibly also take advantage of extra benefits in addition to this. The additional you bet at a casino, the far more spins and no-deposit bonuses you will obtain.

You are not assured to win, but there is no way to tell regardless of whether or not luck is on your side if you don’t start out playing. In a nutshell, your hand will win, the banker’s hand will win or it will be a tie. Several casino web pages listed in our reviews might not be obtainable in your area. To this finish, you may well want to go through your jurisdiction's regional laws and guidelines to have an idea of on line gambling's legality. The third card rules dictate when the Player and Banker can draw a third card. They are fairly complicated, but you don't need to be concerned about them too a great deal as the casino will automatically apply them.

This iGaming platform also has a extensive “Help” section for players. In this segment, they can understand far more about payouts, wagering requirements, and other subjects. Red Dog Casino also welcomes gambling newbies with a 225 percent bonus.

FanDuel casino delivers a wealth of slots, table games, live casino and on-line casino games. Never anticipate too many reside dealer games and progressives, nonetheless the selection of slots is major sufficient and the Rewards program favors casual players. We hope to see it expand its promo offerings beyond the welcome bonus and loyalty system too.

Now that you know where the most effective locations to play on the internet baccarat are, we can set you totally free to stretch your wings. Nevertheless, you have to have to try to remember that reside dealer baccarat could be unavailable to you, hence the lowered score on this front for Bitstarz. Crypto deposits will get a 150% match to each poker and casino, lending up to $3,000 in bonus funds, though fiat deposits will see one hundred% matches totaling up to Great site $2,000 in bonuses. They do not offer you baccarat in their regular casino, having said that, but you will find a good selection of RTG slots, blackjack, and video poker at your disposal, providing you a lot else to do. A easy game to play and a complicated 1 to overlook, Live online Baccarat brings you closer to the legendary game.

Clicking this will open a registration kind, where you’ll have to fill in a couple of details. Proceeding signifies you accept the casino’s Terms and Conditions. Some casinos may possibly ask you to confirm your account via e mail initial. And if you are signing up by way of mobile gambling app, you’ll automatically remain logged in afterwards.

Methods To Use 에볼루션바카라

샌즈카지노
Slots and games from some of the industry’s most respected developers. Slots.lv, which provides an on-web page forum with previous assistance inquiries for added transparency. We also looked at the banking selections readily available on every single site.


BetPARX is a single of the smaller on line casinos on our list, so it tends to make sense that they have a smaller sized selection of games obtainable to their loyal players. While to some, that could not be a good point, there are definitely players out there that prefer a smaller sized quantity of games to play so that they can get made use of to them and get much better at playing them. They also won't really feel pressured to play other games or overwhelmed by a vast choice. The best on the internet casinos are optimized for all screens, providing you the selection to load up your favourite site on any device at any offered moment. Most importantly of all, the slots and casino games will keep their graphics and functionality as well. It’s no wonder that people are ditching bulky slot machines for mobile slots.

 

 

Casino Guidelines & Guide


11000 glasses from the Harcourt collection sold worldwide in 2009. In order to check the authenticity of a Baccarat crystal, we invite you to look under the item, to verify its signature. The exhibition shows the timeless modernity of extra than 350 pieces of the Heritage collection. Located in the Meurthe-et-Moselle division, the city of Baccarat has approximately 4500 inhabitants. Ironing his piece in the oven to avert hardening of the material, the master glassmaker may well add a deal with or foot, from the molten dough. The piece then passes extremely gradually under the annealing arch where it is annealed and cooled quite steadily so as not to undergo thermal shocks.


You can understand much more about distinct odds of slots machines in each state that has casino gambling by going to the American Casino Guide. Finally, if you actually get pleasure from playing the slots, here is some excellent facts to know, from state casino reports we examined. Regardless of whether you adore to hit the slots, lay it all down on the roulette wheel, place on your best poker face, or throw dice at the craps table, casinos are the ideal spot to satisfy a gambling itch. Casinos use all sorts of advertising schemes to entice gamblers to threat as significantly money as doable.

 

 

The Trick of Casino That No One is Speaing Frankly About


Offered at some on the internet casinos, no deposit bonuses reward new clients for basically signing up. They are generally attractive to players, given the truth that no financial investment is necessary. Although the bonus quantity is likely to be pretty small, this bonus kind is excellent for beginners. It may perhaps be that any winnings created can be withdrawn right away. The 22Bet Casino, established in 2018, provides a wide choice of games including more than 1200 slot games and numerous table and reside dealer alternatives.


Lastly, there is the Crypto weekly boost bonus that earns up to $1000 or 100% each Monday. It’s secure, uncomplicated to use, and not incredibly high-priced so if you wish to attempt out cryptocurrency gambling, do give this a attempt. Betbeard makes use of sophisticated safety measures and higher encryption that protects the players’ personal and economic information and facts. Licensed by the Curacao government, you can be laid back as the site is entirely protected to use.


Are you hunting for additional information 파라오카지노 on South Korean on the internet casinos? There are several hundreds of on the internet casinos obtainable to pick from these days, which tends to make the procedure of choosing one particular virtually impossible. Unfortunately, even though most on-line casinos are above-board and trustworthy, there are a couple of shady operations out there that you need to watch out for. When depositing to a South Korean on-line casino, make positive you do not disclose your private banking particulars otherwise, the government has a likelihood to track you. Fortunately, depositing via electronic wallets and cryptocurrencies (bitcoin, ethereum, litecoin, bitcoin cash, and so forth.) is private and secure, so you have some room for maneuver right here.


Established in 2021, it accepts cryptocurrencies, and you can access the web site from various devices. You can stay anonymous to make an account and deposit crypto, but BC.Game may possibly need KYC when you withdraw your funds. The internet site is also quite secure with SSL and two-factor authentication.


It tends to be the case that provably fair games have high consideration to detail when it comes to their actual design and style. This ordinarily signifies terrific graphics and capabilities, just like in the case of Aviator. Games, of which there are two – Aviator and Space XY. There is not a certain category to locate them in, so you’ll have to use the search bar to attempt them out as effectively. 7Bit has completed well to visually capture the modern day crypto gaming aesthetic, and we know that is going to appeal to a lot of our readers. The game portfolio runs out of steam a little bit when it comes to its slots, even though.

 

 

  • Completely adaptable meeting spaces, unparalleled entertainment and thrilling amenities.
  • The state would receive a ten% tax from sports betting earnings.
  • There are a ton of sites out there promoting insecure, unlicensed on the web casinos .
  • When you enter the casino you will be in a position to delight in the most well-liked casino games like Texas Hold’em Poker, Blackjack, Roulette, Bingo, Immediate Keno, Slots and more.
  • When you have placed your bet on 1 of the three choices, 2 cards will be dealt to the Player and Banker hands.
  • The distinction is, that all winnings from your spins will be later converted into bonus cash that wants to be wagered at an on the net casino in Korea.

You can browse via their site very first to see if they have the games that you want to play before signing up. Live Dealer roulette is the exact same game that you would locate in any retail casino, but just as with blackjack, all bets and payouts are made digitally, so the action moves a great deal more quickly. Bet minimums are generally lower in Reside Dealer roulette than they would be in a retail casino, occasionally beginning as low as $1. Once a absolutely free seat opens up, you’ll be asked if you’d like to join the key table.

 

 

What casino app pays the most?

According to a study by the Korean Center on Gambling Troubles, the typical Korean is two to 3 instances much more likely to suffer from gambling addiction than any other nationality.


The explanation there are four is that you can either grab a typical casino welcome bonus, or a reside casino welcome bonus. But, there are techniques and systems out there and some men and women are ready to try them out. Having said that, you should really ignore baccarat systems for the reason that they do not function. Baccarat was traditionally presented as a high rollers’ game with a lot more of $100 per spin.

 

 

Critical Bits Of 에볼루션사이트

카지노사이트
If you love betting, then for certain you will what Unibet Sportsbook has to offer. Bet on every little thing from Football, Basketball, American Football, Horse Racing, F1 racing and quite much anything you can feel of. For future deposits, we will try to remember your preferred technique. If you are a US citizen who is a registered resident of Ontario, you can play on Unibet Ontario. On the net casinos are regulated and licensed on the state level. WebGL has minimum hardware requirements and if your device does not meet these specifications, you may possibly practical experience display concerns.

파라오카지노
The big difference in on line roulette play versus in-individual roulette play will usually be the absence of a physical dealer and a physical roulette wheel and ball. On-line gambling web pages usually offer two versions of this well known game a U.S. version and a European version. And when you are ready to move on to betting true income, Slots.lv lists out the particulars on their trusted gambling internet sites so you can opt for the best 1 for your income.

 

 

Casino At A Glance


Then on your subsequent turn you could add 1 of the nines from your hand to the make. Lastly, on the following turn, you could capture the complete construct with your second nine. Zeus Son of Kronos makes a triumphant return with progressive jackpots, thrilling respins and absolutely free spin bonuses. Armed with that information, he spent a number of months simulating the game in computer software his personal computer mimicked the shuffling algorithm and played the game millions of instances. His findings would give him a substantial edge playing the card-primarily based craps game in Shawnee.

 

 

  • That's why we have created a unique fragrance matching method that will help you obtain their perfect smell primarily based on their selections.
  • The bets with the highest odds of results are on the banker or the player.
  • Wild Casino has been about for just about 20 years, producing them a veteran in the globe of on the web gambling.
  • This casino web-site highlights wonderful spots of the club through a slider with a bold headline.
  • In addition, all preferred mobile slots and casino games are offered.
  • Specially in light of the maximum stakes permitted, it’s clear this new online casino is largely aimed at casual players who just want some exciting – so no harm no foul right here.

As an alternative, it is all about the quality and enjoyment of the game, considering that there are extremely handful of variants of this game offered anyplace. After in, every time you location a bet on baccarat, you will accumulate loyalty points that can later be redeemed for money. This guide is for people who are looking for the most successful strategies to discover the secret of baccarat and turn the odds to their favor. Baccaratis a casino game that appeals to punters from all across the spectrum suitable from the highest of the higher rollers to the low rollers.

 

 

Casino: Customer Review


Then the dealer calls for the banker hand, and the shoe holder appears at the cards and gives them to the dealer. Lastly, if the banker calls for a card, the dealer will contact, "Card for the bank," and repeat the process with the shoe holder. In the 1980s, casinos started to reach out to the average consumer with mini-baccarat, played on a seven-player, blackjack-sized table on the casino floor with the rest of the table games. It moves more quickly than baccarat, the shoe-passing ceremony has been eliminated, and the dealer deals all cards, but the guidelines are the exact same.

 

 

What two states in the US is gambling nevertheless illegal?

Georgia


If you like to game on line working with crypto, then you are in the correct spot. The finest component of Ignition is the loyalty benefits, where you get reload bonuses and cashback. Now that we have accompanied you on a detailed stroll through the globe of mobile casino gambling, you really should be ready to attempt the expertise for oneself. There are several motives why downloading a single of the top rated casino apps in the marketplace place may possibly be the proper choice for you.


888 is a first-rate international casino that has been in operation for 24 years. They welcome UK players to explore their enormous assortment of real funds game possibilities, like blackjack, roulette, video poker, and video slots. This is an benefit that not all economic transaction companies can provide. This is 1 of the ideal casino new bonus player possibilities readily available from lots of authentic and reliable gaming platforms on the world wide web. Trustly is a bank transfer program that has been operating in several European countries because 2008. Assistance need to be out there on at least three channels, preferably by way of live chat, e-mail and phone.


Habanero could improve on this for future releases, possibly, by adding a dealer figure and surrounding casino things. As you play, you'll hear the swift, crisp sounds of chips being moved and cards becoming dealt, which suit the fast pace of the game. When you see one particular that you like, just click on its play symbol to load the game and begin playing for free. You can play Baccarat on-line for absolutely free as component of the variety of Baccarat games we have on Casino Guru. Study on to find out about its style, gameplay and specific options, as well as info about its standard guidelines. Attempt varying your method, where for every two or 3 wagers created on a Player Bet, an additional wager gets placed on a Banker Bet.

 

 

Why I Chose Casino


Count on superb client service and an on the web casino encounter that treats you like an emperor. Click here for more As 1 of the largest brands in casinos around the globe this site knows superior customer service. It is partnered with Entain, a British organization with two decades of knowledge in on the internet casinos. Together they offer Ontario BetMGM, in our opinion the best general on the internet casino Ontario has to give. If you are searching for a brand you can trust with a pedigree in on line gaming second to none, PartyCasino really should be best of your list.

온라인카지노
The games obtainable on the desktop site for this casino are readily available on the smartphone-optimized mobile gaming internet site, a great solution for casino experiences on the move. Red Dog casino has a desktop internet site that is straightforward to navigate as the vital functions are prominently displayed and the games are neatly arranged. Withdrawals are specially easy for VIP members who delight in instant payouts working with certain solutions such as Neosurf cards 에볼루션바카라 and Bitcoin. It does not finish there even though as this website provides an insane 24/7 reload bonus, redeemable any time and paying out at 100% for $30, 120% for $75, or 150% for $150. Generating your 1st deposit at Ignition earns you a one hundred% match bonus up to $1000 and 150% up to $1500 when applying Bitcoin.

 

 

 

What is Really Happening With 슬롯사이트

온라인카지노
Baccarat is also among the easiest on line casino games to understand. If you are a rapidly learner, it only takes a couple of minutes to comprehend the basic playing of Baccarat. Baccarat also has an estimated ninety-five percent return to player percentage, producing it a profitable on the internet casino game. On the web casino gaming comes with a lot of positive aspects, and comfort is among the notable ones. They have simplified gaming by producing it easier than ever to access games. From the comfort of your mobile telephone, you can now get pleasure from the complete thrill of the casino right on your screen.


When the Player has five or less, a card is added to that hand. These issues occur automatically, so there is nothing at all you can do to have an effect on this. Or you can keep checking the promotions web page of our web-site. Provides and promotions for on the net Baccarat are never ever too far away. If you’ve had some wins, don’t expect these to continue indefinitely.

 

 

The Unadvertised Facts In to Casino That A Lot Of People Do not Find Out About


This feature implies you never have to wait till you get property just before playing. BitStarz is one particular of the top Bitcoin casinos in the planet, offering more than 50 slots and 100 video poker games, which includes all your favorites like blackjack and roulette. You don’t want to start out playing casino games on a web site only to locate out that your winnings can not be withdrawn in your chosen banking method. Having said that, these days major on line casinos can typically offer extra game selection – as they do not demand physical space for their games, don’t call for physical income to be played and are just as safe.


Under is a rapid overview of how we evaluation US on the web casinos. As you study casino critiques and select a true dollars on the web gambling website, you also should really look at the aspects below. Welcome to Mohegan Sun Casino, your on the internet casino in Connecticut with safe, legal, and totally regulated online casino games playable for actual cash. Place your capabilities to the test and try out some on line casino games at our prime suggested casinos and play for actual dollars. Appear for the eCOGRA certificate on an on the web casinos homepage before you sign up. This stamp of approval lets you know that the web site is legal and protected.

 

 

How My Casino Saves Me Time


Prior to taking element in any wagers, you ought to ask oneself if you can handle the duty of playing within your means. The explanation this web page was developed was to shield buyers in a marketplace exactly where there’s historically been no recourse for victims of scams and theft. On the internet gambling brings in hundreds of billions of dollars per year globally, which attracts a higher number of unsavory unethical sorts. It can be challenging for the untrained eye to distinguish a legitimate betting web site from an outright scam.


Punto banco is the easiest and most exciting way to play baccarat online we have various variants for you to enjoy, each with some thing diverse to offer you. Baccarat on the net casinos offer downloadable and non-downloadable versions of the game. Both are totally secure, however the former will offer much better graphics and speed and the latter can be played instantaneously. ‘Banco’ is a bet on the banker’s (dealer’s) hand, ‘Punto’ is a bet on the player’s hand and ‘Standoff’ is a bet that the cards will be tied.

 

 

Casino And Beyond


Mini Baccarat, an ancient game of opportunity is played with eight decks of cards and up to seven persons are permitted to play at a single time. The cards are shuffled by the dealer and then reshuffled and placed in a box named a shoe. These days, you will obtain many distinct variants offered each in land casinos and of course on the net as properly. Most internet casinos will present a choice of baccarat games, with reside dealer baccarat often a well-liked choice for players.

 

 

  • Some genuine payment possibilities employed by on the internet casinos involve prepaid cards, debit cards, on line payments, credit cards, and revenue transfers.
  • For instance, Chinese visitors to the Philippines more than doubled between 2015 and 2018, considering that the City of Dreams casino opened in Manila.
  • Join currently to keep up to date on your states gambling news and provides.
  • For instance, you can choose to play a certain number of games.

SOFTSWISS delivers the most steady and secure on the internet casino platform that I can imagine. Payment solutions for all significant markets and several licenses to operate on give each and every operator the advantage that is necessary to have good results in this competitive sector. With trustworthiness and specialist operate attitude, SOFTSWISS gives anything an aspiring operator requirements. Betty’s founding group previously built Visit website a U.S. sports betting media platform, QL Gaming Group .

 

 

Why Pick This Particular Kind of Casino


A single of the most typical errors that new gamblers make is betting as well much, too quickly. This can result in massive amounts of money being lost in a quick period of time. Baccarat is a game that most people have in all probability heard of, but few have ever played. It’s not as well-liked as its counterparts, blackjack, and poker. It’s tough to find a web-site with fairly the fan base that Bovada Casino boasts. Component of that is due to the site’s established presence on the net.


The payouts may be higher, but your chances of winning are significantly reduced. As soon as you firmly grasp how a baccarat hand is played, it’s time to address the different bets you can spot. For players, a organic hand of 8 or 9 wins, and no extra cards are drawn. Numerous strategies exist to raise a player’s possibility of winning these games. Because Baccarat is not as extensively-played as poker or blackjack, most casinos only supply Punto Banco or American Baccarat.

슬롯사이트
For business operator’s element, the only issue he has to do is to run the enterprise in compliance with connected legislations while offering solutions for clients. Irrespective of whether the "principle of one’s own duty" of making use of casino applies to legal relation involving the casino company operator and the casino user . The newest edition to our list, Gongzi Casino is positioned just a stone’s throw away from the Jeju Airport.

 

 

Must you trust on the internet casinos?

Montana

 

카지노사이트 Through the duration of History

메리트카지노
Bets should be placed on either the Player or Banker just before cards are dealt. If either the player or banker is dealt a total of eight or nine, each the player and banker stand. In contrast, the tie bet which pays 8-to-1 has a high residence edge of 14.4%. Most casinos in the United Kingdom spend the tie at 9-to-1, resulting in a additional lenient residence edge of approximately 4.85%. The Grand Salon is an extravagant living room, full of fresh red roses, crystal chandeliers, and lots of chairs, tables, and couches for breakfast, lunch, afternoon tea, cocktails, or dinner. The multi-functional space has huge, beautiful windows and parquet floors.

 

 

Should you always bet banker in baccarat?

This is the case with states like West Virginia, Nevada, Michigan, Pennsylvania, Delaware and New Jersey which have express legal terms for on-line casino gaming. In the rest of the states, gambling is only allowed in physical casinos.


Now, Michigan on-line casinos present hundreds of games for prospects of all persuasions, as effectively as generous bonus provides. Add to this safe banking approaches, such as PayPal, Visa, Neteller, and MasterCard, and a safe actual-income gaming practical experience is just a click away. Governor Whitmer produced the state's gambling regulations law in 2019. That opened the door to partnerships involving the state's land-based casinos and some of the leading on line gambling web-sites in the world.

 

 

Casino: In Case You Rent Or Own?


They are extremely common selections for players on the platform thanks to their tiny residence edge. You’ll be able to decide on in between various welcome packages for reside casino players, crypto depositors, and non-crypto deposits. If you want a very authentic baccarat playing knowledge, then the Slots.lv Casino live dealer section gives you the possibility to play Reside Baccarat and Reside Dealer Super six. You’ll obtain it challenging to choose an on line casino that has a more enjoyable user practical experience than Slots.lv casino – each in terms of its bonuses and game library and baccarat choices.


VIP Preferred advertises larger limits than other e-verify alternatives. Gambling deposit and withdrawal transactions are listed on your bank statements. You may require to wait in line at the cage, depending on how busy the casino is. Minimum withdrawal amounts are larger compared to other payment methods. Some banks enable wire transfers to be initiated online, but most banks need that wires be initiated in particular person at a bank branch. On the net bill spend ought to be enabled in your on the web banking portal.

 

 

New Step-by-step Roadmap For Casino


To streamline the support process, the Mostbet team has produced detailed instructions on how to deposit and withdraw winnings from the program. Ahead of reaching out to the assistance group for help, players are advised to consult these directions to gain a superior understanding of the process. Let’s examine the bonus possibilities offered at the Azerbaijan-primarily based Mostbet Casino. To take advantage of all promotions and bonuses presented by Mostbet az bookmaker, basically enter their promotional code when signing up.

 

 

  • If you want to learn extra about the casino market in Australia, verify out our informative guide on Australian casino sites.
  • This indicates that placing wagers, chatting with other players, and buying more chips will be no more confusing than it is anywhere else on the site.
  • We update this list frequently so we make confident to cherry-choose the finest internet sites on the world wide web.
  • Play for enjoyable and earn genuine Rewards from anywhere with Casinoverse.
  • The on-line casino gives a wonderful welcome bonus and a quantity of promotions.

You see, most world-wide-web casinos present a initial deposit bonus with possibly a second and even third bonus for the succeeding deposits. The lucrative deposit bonuses of 300% up to $three,000 on your initial deposit followed by 150% up to $1,500 on the subsequent four apply to crypto customers. If you make your deposits via classic payment channels, then your welcome bonuses rather cap out at $5,000 total. In addition, there is a extensive roster of ongoing promos right here. Reload bonuses, no cost spins, and tournaments imply there's normally anything additional waiting to reward you at Wild Casino.


South Korean players gambling in a casino can verify mobile alternatives from the web page homepage. Most digital gambling web-sites give Koreans online betting with a link to download the respective mobile app according to their mobile device, be it Android or iOS systems. The mobile curated gambling activity is achievable by way of the instant play function offered through residents’ applications. The payment approaches of credit Go to this website & debit cards provide casino players the capacity to employ Mastercard and Maestro payments.

 

 

  • If you’re looking to take a break from the poker table, you can find a decent variety of slots available, as properly as some excellent live casino action taking the form of roulette, blackjack, and baccarat.
  • A Player will not be entitled to specify any other payment technique or currency of payment for a withdrawal.
  • If other players have had good experiences at the casino, then it really is most likely that you will as nicely.
  • The player can either subtract 10 from 15 or drop the one particular in 15 to get their new total.
  • When the registration is comprehensive and your account is set, you need to be only one particular-click-away from your favourite games.

We provide slot demo versions so you will know exactly what you are signing up for. We bring the whole shebang about banking – from deposits to withdrawal instructions, most current costs and processing time information, as properly as any other information and facts you may possibly need for casino payments. Furthermore, some of the releases are readily available in demo mode so you can try them initial-hand for free of charge prior to you decide to sign up at a top rated casino web site and play with true cash. When you get adequate practice, we’ll show you which venues are the most effective internet casinos to play at with real thrill and entertainment. All of our casino software developer evaluations can be discovered in our particular nook reserved for game suppliers.

 

 

Casino: Customer Review


Further amenities provided at the hotel contain a spa and wellness centre, laundry and concierge services. This is to acknowledge that I have reviewed the wording to be engraved, the positioning of the engraving on the bottle, and the engraving style and color. I have also been informed that the processing of my order could take an extra 1 to three small business days.

에볼루션카지노
With a passion for casino games and slots, in certain, she brings her knowledge as a player and in-depth researcher to make the web site even additional diverse. The team is completed by Benjamin Webb, who is the voice behind our intriguing and unique blog. NetEnt may well not provide the largest game portfolio, but it is perfectly formed. NetEnt games are famed for their exceptional graphical high quality and innovative capabilities, with arguably the leading rated slots in the on-line casino market.

온라인카지노
Also, the casino delivers a choice of table games, such as blackjack, roulette, baccarat, and craps. In addition, the casino has a choice of video poker games, including Jacks or Greater, Deuces Wild, and Joker Poker. Riversweeps is an on the net casino platform that delivers players a wide variety of games, such as slots, video poker, blackjack, and other well-known casino games. The casino is powered by River Monster, a software program business that offers high-high quality gaming solutions to on the net casino operators. We look closely at games, banking approaches, payout reliability, client service, and safety measures.

 

 

Where can I play baccarat on the web?

 

  • Action games.
  • Action-adventure games.
  • Adventure games.
  • Function-playing games.
  • Simulation games.
  • Method games.
  • Sports games.
  • Puzzle games.
 

 

 

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15